You might not agree with how I labelled the different companies in my portfolio though, but that's what I thought of their characteristics:
Reits:
1) Aims
2) Capcomm trust
3) First reit
4) Mapletree com trust
5) Fraser cpt trust
6) Capitamall trust
7) CDL H trust
8) RHT health trust
Top two in the Reits sector are Aims and First reit
Bonds/cash equivalent:
1) FCL Trea 3.65% bond
2) Vicom
3) Hyflux 6% CPS
4) Feb 2018 savings bond
Top two in the bonds/cash equivalent sector are Feb 2018 savings bond and Vicom
Small caps growth:
1) Sheng siong
2) Kingsmen creative
3) Isoteam
4) Food empire
Top two in the smalls caps growth sector are Food empire and Kingsmen creative
Oil/commodities
1) Sembcorp industries
2) Sembmarine
3) Olam
Top two in the oil/commodities are Olam and Sembcorp industries
Bank
1) UOB
2) OCBC
Top most in the bank sector is OCBC.
Others
1) ST engineering
2) SIA engineering
Top most in the Others sector is SIA engineering
Pure Cash
1) Savings accounts
2) Cash
3) Poems money market fund
4) Fastsaver CIMB
Top 2 in the pure cash sector is Fastsaver CIMB and Poems money market fund
Based on marked to market value of my portfolio, my pure cash position is about 30%. If I needed to raise more cash, I could sell off some of the bonds/cash equivalent to boost up the warchest if needed. This feels about right. Since my work is starting to get busy, I expect my cash position to boost up even more as I can begin the 50k savings challenge for the year 2018 again.
I forgot that there's a small percentage of crypto currency too, about 2.3% currently of total capital allocated. I intend to raise it to about 3.5% of total capital allocated. It's money I hope I won't lose but can afford to lose.
9 comments :
May I ask why you consider Vicom as bonds/cash equivalent? Thanks!
Hi Whitney,
It's because of their bond like characteristics in their share price. They don't really fluctuate much and they are giving out a good yield (at my buy price). The idea for me is that I can switch out if I needed the money without much loss in capital, if any.
Hi la papillion, thanks for answering! Appreciate it.
VICTIM OF SCAMS BUT NOW A VICTOR THROUGH JOSH LOANS FINANCIAL SERVICE joshloancompany@gmail.com OR +1(215)-874-8060
Helen Truong is my name from 1731 Hilltop Haven Drive, Red Bank, NJ 07701 USA. It lifts my heart to actually use this medium to save innocent people who would have fallen into the wrong hands in quest to obtain an online loan. With all humility I want to personally warn all online loan seekers to be very careful while trying to get a loan, because it is no news that scammers are rampant everywhere all over the internet claiming to offer loan. I was a victim before now and I solemnly hope that you are a victor if you care to take my word of advise. Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. All hope was nearly lost until a co-employee suggested 'JOSH LOANS FINANCIAL SERVICE' an online reliable and trustworthy lender for me, as I was almost at the edge of taking my life considering a loss of about $83,000; As God would have it, I applied for a loan from 'Josh Loans Financial Service' under Cynthia's (co-employee) recommendation and WOW in less than 72 working hours I got a credit alert confirming that my account has been credited with the loan fund of $220,000.00 which i originally requested. If after loosing much God has shown me light with the help of 'JOSH LOANS FINANCIAL SERVICE', you too without doubt can as well obtain a loan from this reputable lending institution. IN ALL, if you, your relation or any closed person desperately need a loan, DO CONTACT or help that soul to communicate with JOSH LOANS FINANCIAL SERVICE via email on joshloancompany@gmail.com OR text/call them on +1(215)-874-8060
DO NOT KEEP YOUR FINANCIAL BURDEN TO YOURSELF CONTACT US NOW FOR ANY KIND OF LOAN AT A LOW INTEREST OF 2%.( prosperloanfirm@yahoo.com )
Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our Loan program is the quickest. We give out loan in any currency of your choice {Us Dollar, pounds, Euro, Dinar, etc} and duration of 1 to 60 years to pay back the loan (secure and unsecured).
Do you need any kind of loan and have low credit score, Have you find it difficult to get loans
from local banks and other financial institutions? solution to your financial problem is PROSPER LOAN FIRM. The terms and conditions are very reasonable and considerate.
We offer a wide range of financial services which includes: Xmas Loans, Business Loans, Debt Consolidation Loans, Personal Loans, Car loans, Hotel loans, Student loans, Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies.
Interested applicants should Contact us via email: prosperloanfirm@yahoo.com
OR call/text +1(816) 366-8769 . Apply and be free from financial bondage.
Hello! I am a binary options broker / professional trading specialist, I coach / mentor who wants Internet entrepreneurs to create a stable and stable source of passive income through online trading. I want to know if you know about binary options trading? Get in touch with aulakhkrupinder@gmail.com to learn / learn more about how to trade binary options, how it works, its benefits and how to get started. Trading binary options is not just about making money, but about making consistent profits. I made a lot of losses compared to my profits. I tried everything I could not get the same results until I got to know Gobind S. Gill's strategy that works wonders. I can be proud of having consistent profits across all my industries. You can contact him for guidance on https://wa.me/%2B17042750147
Hackers with the above email (perrythomas827@gmail.com) its at it again! Cool way to have financial freedom!!! Are you tired of living a poor life, here is the opportunity you have been waiting for. Get the new ATM BLANK CARD that can hack any ATM MACHINE and withdraw money from any account. You do not require anybody’s account number before you can use it. Although you and I knows that its illegal,there is no risk using it. It has SPECIAL FEATURES, that makes the machine unable to detect this very card,and its transaction is can’t be traced .You can use it anywhere in the world. With this card,you can withdraw the sum of $5,000 a day. So to get the card,reach the hackers via email address : perrythomas827@gmail.com..please don’t contact him if you are not serious minded
CONTACT: PERRY at perrythomas827@gmail.com TO GET YOURS NOW…
My name's are Elizabeth Harrison from Chicago, IL. I work as a nurse by profession, was earning a little bit okay $3400 monthly, with my two kids I decided that I need to invest, the taught of my investment came after I meant a guy online who makes me feel comfortable and always talk me into self-employed business, I decide to always seek for his advice and he gave me a broker site where I can invest and have profit within a short period of time, I do really trust him but after I invested into the crypto site I discover he was behind everything and I have lost all my savings to him without knowing how he gets into me and lure me with his sweet fuckin words, he ruined my life and I couldn't be myself anymore. So i decide to seek for help, omg... any attempt i made i get more scammed couldn't figure out who was real and who wasn't and at the end of it all i came up with a decision that nothing on the internet is real again. after 2 months i gave up on recovery the money i sent to broker site by bitcoin payment which is up to $65,992 i was on Spotify trying to get some lonely songs for myself when i came across wizardwilsonsoftware (@) Yahoo.com (.) , it sounded real but i was scared to contact him cause it seems i'm not just lucky with making money on investment maybe i had to work through out my whole lifetime so i ignored but i was in a worker meeting when a discussion lead to bitcoin scam and i heard one of my co-worker saying wizard wilson got her funds back and i ask her how she reached him and she gave me this WhatsApp (+1) 807,700,3319 i reached out to Wizard Wilson immediately i got home and we talked for long and i decide to put him to test, to end the whole story, i got more than what i loss on my new blockchain wallet, i was scared at first until he explained to me, a big thanks to the only real recovery hacker online and that's wizard wilson who i have experienced his magic wizard actually.
Never met any hacker as discreet and fast like this WIZARD BRIXTON Hacker. He’s called BRIXTON and he has helped me in multiple ways first was when my ex wife cheated on me and now he’s helping me paying my credit cards debts plus he helped me gain access to my spouse phone remotely and I was able to use that against her in court. I must say he’s the best at what he do and I recommend him to the world. Email; Wizardbrixton at gmailDOTcom , you can be sure to thank me later. I will keep on telling the world that he’s the best out there, I am very thankful because he gave me and my kids a second chance .Are you interested in the service of a hacker to get into a phone, Facebook account, snapchat, Instagram, yahoo, WhatsApp, get verified on any social network account, increase your followers by any amount, bank wire and bank transfer. Contact him on WIZARDBRIXTON@GMAIL.COM
Post a Comment