
I started to put my money back into the Phillips money market fund (MMF) again. I withdrew the bulk of my money from it when the monthly returns for the MMF dipped to 0.053%. Since the money placed in MMF is not insured by the govt (unlike the bank deposits, which is insured up to 20k), I thought the miserly interest isn't worth the risk, so I placed the bulk back into my savings accounts (which gave me an equally miserably rate).Here's the returns...