3/4 year reflections and planning

There's a few things that needs to be done before I can open up my classes at home and start on a brand new chapter for my career. I thought it'll be good to list it down both as a checklist for myself and also to bounce off ideas from others who knew me from this blog. Let's begin. 1. Set up the physically infrastructure for the classroom. As it is now, I've already set up a separate room from my new old flat. That would be the place to work...

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The 50k game

I've hit my target of 50k for this year 2011, and I'm ahead of schedule by a month. I remembered when I started this 'insane' savings program in 2009, I was struggling each month to hit the required amount. I had to consciously and subconsciously remind myself that I need to put in that bit more effort and to push that bit harder to put in more hours in my work to get that bit more just to hit the savings target for the month, before starting all...

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Reduction in interest for banks

It would seem that the banks to not want our money at all, because they had reduced the interest rates across the board. The majority of my cash is found in posb and standard chartered bank account, hence I only showed these two. For readers with other bank accounts, you might want to check out. I think it's quite uniform across the board. POSB Effective date: 14th October 2011 SCB Effective date: 1st Sep 2011 Does...

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Credit card management

Recently, I've been spending big amount of money - swiping here and there, signing here and there. It's all because of the renovation work being done in my resale flat, so there's a lot of one off expenses that I need to settle during this period of time. While the main contract work is paid by cheque (it'll be excellent if they would accept credit, haha), the rest of the fixtures and furnishings are paid for separately by credit or cash. Hence...

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You have nothing to lose but your chains

I was just chatting with a few others in the cbox yesterday when I was reminded of how important it is to recognise and acknowledge one's self limiting beliefs. Recognising and acknowledging that it's a problem is probably the first step towards doing something (as opposed to just talking) about the problem. After all, if you do not see that there is a problem, you won't spend an iota of brain power to solve it. In other words, after much talking,...

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Divestment of Cache

Not too long ago, I divested Cache Logistic. I thought my entry and exit are pretty well done, so I clipped an image of the chart showing the day and price that I got in and out to remind myself of the finer detail of this wonderful trade. An excellent entry should be complemented by an equally excellent exit. Entry date: 16th March Bullish divergence on MACD on daily chart with the price breaking the downtrend line. I absolutely love this...

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My new handphone!

Avid readers of my blog would have noticed the slower pace of posting in bullythebear. That's because of the hectic seasonal nature of my work, so it's really tiring to sit down and type out a post instead of relaxing by reading a book or stoning in front of the computer watching streaming movies. But let's talk about spending money today, haha! I just got a new handphone not too long ago. Every two years you'll see a post on me buying a handphone,...

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