tag:blogger.com,1999:blog-37872616.post4872678248849909626..comments2024-03-28T17:34:46.399+08:00Comments on BULLy the BEAR: My experience on using credit cardla papillionhttp://www.blogger.com/profile/01372278083694506953noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-37872616.post-46411674426919658562010-08-10T22:41:06.830+08:002010-08-10T22:41:06.830+08:00Hi Elaine,
I heard of it before, haha :) I think ...Hi Elaine,<br /><br />I heard of it before, haha :) I think I'll still go for the 1-1 lunch buffet :) Seems like it's a good deal - but not sure if I've the time to actually go there, hahala papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-80232319567119545732010-08-10T22:39:57.571+08:002010-08-10T22:39:57.571+08:00Hi SBC,
Hey :) No lah, gng to apply from HDB loan...Hi SBC,<br /><br />Hey :) No lah, gng to apply from HDB loan itself. The credit history thingy is in case I need to get a private property later on.<br /><br />Thanks for the lobang though! :)la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-52905978869538316542010-08-10T22:37:59.700+08:002010-08-10T22:37:59.700+08:00Hi PG,
Haha, I kept a separate spreadsheet for my...Hi PG,<br /><br />Haha, I kept a separate spreadsheet for my credit card expenses :) I can imagine that without keeping tabs, you just spend and spend because you are using invisible money, so you don't really feel the pain - that's the danger I think.<br /><br />Having one card is easier to keep tabs too, you're right :)la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-74971595487644985802010-08-10T16:30:29.288+08:002010-08-10T16:30:29.288+08:00Hi Lp,
There is this so call Chatterbox chicken w...Hi Lp,<br /><br />There is this so call Chatterbox chicken which is at Downtown East...<br /><br />The chef is previously from chatterbox, and the price is much more cheaper over at downtown east.. you can give it a try over there..<br /><br />ElaineAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-37872616.post-6416355865982188412010-08-07T14:15:26.968+08:002010-08-07T14:15:26.968+08:00Hi LP, I understand that you are applying credit c...Hi LP, I understand that you are applying credit card for building up your credit history. But if you are not taking a home loan from bank, that shouldn't matter right? Anyway, if you are shopping for a home loan, do drop me an email, I got lobang for rates that are at least 1.5% better than HDB loans.Sgbluechiphttps://www.blogger.com/profile/18070778039656838451noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-7420924907336544772010-08-07T09:11:36.714+08:002010-08-07T09:11:36.714+08:00Hi LP
I now only have two credit cards, POSB Ever...Hi LP<br /><br />I now only have two credit cards, POSB Everyday Mastercard and M1-Citibank. I have categorically refused all other cards and don't miss a single thing.<br /><br />The main issue with having too many cards is keeping track of the bills and getting hit with late payment fees when you forget to pay. The other is that the brochures and "deals" thrown at cardholders to entice us to spend is a temptation that multiplies the more cards you have.<br /><br />Thus, I generally use NETS for small purchases and mainly use credit cards for petrol, occasional dining out and subscriptions to overseas professional associations.<br /><br />The main risk of credit card for those who are not so aware of their cash flows is that it tends to encourage an "enjoy now pay later habit", once hooked, makes it challenging to live within one's means.<br /><br />Like you said, it's a tool that can be used or abused depending on the user.<br /><br />Be well and prosper.PanzerGrenadierhttps://www.blogger.com/profile/15836438378215893219noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-8107766905537977132010-08-06T22:06:22.400+08:002010-08-06T22:06:22.400+08:00Hi AK,
Hmm, the chicken rice is soo good? Haha, m...Hi AK,<br /><br />Hmm, the chicken rice is soo good? Haha, must try it for myself and let you know :)<br /><br />I tried applying for citibank but failed...oh well :) I guess one is enough for me :) Luckily my gf had a number. She forms almost a complete collection already, except for hsbc and stanchart :)la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-17583445473106353622010-08-06T20:32:49.850+08:002010-08-06T20:32:49.850+08:00Hi LP,
I love the chicken rice at Chatterbox. I ...Hi LP,<br /><br />I love the chicken rice at Chatterbox. I also get 1 for 1 but with my OCBC Titanium Mastercard. Yum yum. <br /><br />I save so much on so many things using credit cards. I use my Citibank Dividend Mastercard the most as it gives cash back: 5% on petrol, 2% from restuarants, GNC, pharmacies and supermarkets! UOB Signature card gets double points and I use it for most other transactions like the $3k as a downpayment for my new car. UOB cards also get rebates at Best DENKI. Enjoy your credit card! :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.com