tag:blogger.com,1999:blog-37872616.post6026430096787425543..comments2024-03-29T17:14:25.039+08:00Comments on BULLy the BEAR: ROE vs PB of regional banksla papillionhttp://www.blogger.com/profile/01372278083694506953noreply@blogger.comBlogger17125tag:blogger.com,1999:blog-37872616.post-26859236055780668372016-12-02T01:23:23.463+08:002016-12-02T01:23:23.463+08:00Hi simplefolk,
haha, I see :) I guess if you don&...Hi simplefolk,<br /><br />haha, I see :) I guess if you don't want to have that kind of risk, you just have to spread 50k max per bank. No choice hahala papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-65442318382539639612016-12-02T00:31:21.082+08:002016-12-02T00:31:21.082+08:00actually only like their short term interest rates...actually only like their short term interest rates :P<br />i have very simple banking needs, so innovative features usually not important :)<br />thanks for info on sdic insurance which unfortunately covers only up till 50k :(<br /><br />simplefolknoreply@blogger.comtag:blogger.com,1999:blog-37872616.post-16022237456747910002016-12-01T01:16:46.394+08:002016-12-01T01:16:46.394+08:00Hi simplefolk,
You really like scb? I dislike the...Hi simplefolk,<br /><br />You really like scb? I dislike them to the point of transferring all my accounts, cutting all the credit cards issued by them, and moved my money elsewhere! In the past they are very innovative, but it seems now they just want to charge me money for every little thing. <br /><br />Anyway, deposits with any banks in singapore is covered by insurance up to 50k. You can read more about it here: https://www.sdic.org.sg/di_overview.php. Pay special attention to this: https://www.sdic.org.sg/di_calc_of_comp.php<br /><br />So go ahead and deposit away with scb :) la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-75800373245437757382016-12-01T00:00:22.060+08:002016-12-01T00:00:22.060+08:00thanks for your insightful article.
i happen to li...thanks for your insightful article.<br />i happen to like standard chartered (singapore) esaver interest rates<br />standard chartered (UK) looks horrible from your plots so wondering if there is anything to worry about depositing with SCB singapore? thanks!<br />simplefolknoreply@blogger.comtag:blogger.com,1999:blog-37872616.post-79996198944525512102016-11-27T23:54:10.979+08:002016-11-27T23:54:10.979+08:00Hi temperament,
Agree. If they are more like US b...Hi temperament,<br /><br />Agree. If they are more like US banks, then I also will be scared! Those banks will go up and down with its own cycle, and I doubt you can really hold such companies for the long term since they also do their own trading. Need to watch it more carefully, compared to our 3 lao kok kok banks :)la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-36978606777657014092016-11-25T23:13:59.354+08:002016-11-25T23:13:59.354+08:00Hi yeh,
Well, might not be able to catch the top,...Hi yeh,<br /><br />Well, might not be able to catch the top, so like what bro8888 mentioned so many times, slowly up and slowly sell! hahala papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-18033071811657629252016-11-25T23:13:23.879+08:002016-11-25T23:13:23.879+08:00Hi SMOL,
Haha, I get what you mean now :) Yup, I ...Hi SMOL,<br /><br />Haha, I get what you mean now :) Yup, I will sell it when the time is right..don't believe in holding long term when the economy and hence the stock market is cyclical, haha :)<br /><br />Haha, maybe if you hold longer it'll become $4? :) I think we can't guilt trip ourselves on so many 'what ifs'. Can go nuts!la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-37663765492526270612016-11-25T19:48:55.364+08:002016-11-25T19:48:55.364+08:00yes
now must learn to sell, see my ocbc and singt...yes <br />now must learn to sell, see my ocbc and singtel.<br />sianz<br /><br />buy but didn sell. only dividend. so now must learn to sellyehhttps://www.blogger.com/profile/12571111570066245051noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-2869574106131595722016-11-25T19:24:40.632+08:002016-11-25T19:24:40.632+08:00Opps!
Do excuse my poor England.
In disappear, I...Opps!<br /><br />Do excuse my poor England.<br /><br />In disappear, I meant "disappear" from your portfolio as in you cash out.<br /><br />Looking back, it seems early part of 2015 was the year to take some money off the table ;)<br /><br />I sold one of my core holdings in Jan 2015 at $0.715 as I saw the fundamentals have changed only to see it go higher and higher all the way up to 0.739 :(<br /><br />Was kicking myself for leaving too much money on the table then. The price yesterday was $0.40. I not kicking myself anymore ;)<br /><br /><br /><br /><br />There is a reason why Ministry of Manpower is getting stringent with businesses to report layoffs and retrenchments in a timely manner... Singapore Man of Leisurehttps://www.blogger.com/profile/13774067113884418001noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-54455812760267323152016-11-25T18:55:19.772+08:002016-11-25T18:55:19.772+08:00Hi SMOL,
Wow, disappear in a good way (taken over...Hi SMOL,<br /><br />Wow, disappear in a good way (taken over) or in a bad way (close shop)? Haha<br /><br />Long term investors becomes wrong term investor if it's the latter!la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-55583824215288749672016-11-25T17:39:34.241+08:002016-11-25T17:39:34.241+08:00LP,
I have feeling if bank stocks go higher, your...LP,<br /><br />I have feeling if bank stocks go higher, your other 2 may disappear.<br /><br />Banks are proxy to the economy ;)<br /><br /><br />Singapore Man of Leisurehttps://www.blogger.com/profile/13774067113884418001noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-91532207831812216622016-11-25T12:07:01.709+08:002016-11-25T12:07:01.709+08:00Hi bro8888,
Haha, I heard it's just window dr...Hi bro8888,<br /><br />Haha, I heard it's just window dressing to close off the year with a bang :) The focus is now on higher interest rather than non performing loans lol<br /><br />la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-69591166153446812592016-11-25T12:06:09.771+08:002016-11-25T12:06:09.771+08:00Hi STE,
SAME! I had all three, but sold DBS after...Hi STE,<br /><br />SAME! I had all three, but sold DBS after the election. Okay lah, we still have 2 more :)la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-62082712807843125522016-11-25T12:05:45.157+08:002016-11-25T12:05:45.157+08:00Hi yeh,
Haha, how long term is that? There's ...Hi yeh,<br /><br />Haha, how long term is that? There's always a time to sell, in my opinion. Otherwise you sit up and down a see saw, eventually go back to the ground level :)la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-27063430767340388502016-11-25T09:31:37.909+08:002016-11-25T09:31:37.909+08:00All past worries on exposure to O&G debts by b...All past worries on exposure to O&G debts by big 3 banks disappears. :-)Createwealth8888https://www.blogger.com/profile/08563834016250153049noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-92136316960451562992016-11-25T07:30:25.891+08:002016-11-25T07:30:25.891+08:00Nice chart as comparison,,,at one glance! I'm ...Nice chart as comparison,,,at one glance! I'm still holding my OCBC and UOB ,,, but sold my DBS with big mistake after US presidential election. :-(<br />STEhttps://www.blogger.com/profile/03171270652249099828noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-43159084717183625162016-11-25T07:22:08.122+08:002016-11-25T07:22:08.122+08:00I have quite a bit of OCBC and DBS
They are for L...I have quite a bit of OCBC and DBS<br /><br />They are for Long term. yehhttps://www.blogger.com/profile/12571111570066245051noreply@blogger.com