tag:blogger.com,1999:blog-37872616.post1591676545311393254..comments2024-03-29T17:14:25.039+08:00Comments on BULLy the BEAR: (Some of) My 2014 expendituresla papillionhttp://www.blogger.com/profile/01372278083694506953noreply@blogger.comBlogger29125tag:blogger.com,1999:blog-37872616.post-46088576597822539642015-05-20T15:20:26.284+08:002015-05-20T15:20:26.284+08:00i don't expend more on personal requirements a...i don't expend more on personal requirements as I think <a href="http://www.epicresearch.sg/commodity-comex-signals" rel="nofollow">Intraday SGX Signals</a> does a lot profit for a newbie trader like me.Anonymoushttps://www.blogger.com/profile/18223718077339030418noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-87779150450574278572015-04-21T15:56:55.462+08:002015-04-21T15:56:55.462+08:00If you expend the same money with by using forex t...If you expend the same money with by using <a href="http://www.bestforextips.in" rel="nofollow">forex tips</a> for trading in forex market than you can earn good amount in return.Anonymoushttps://www.blogger.com/profile/13420040360332294139noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-4398258921557607922015-02-20T18:20:16.268+08:002015-02-20T18:20:16.268+08:00Will this software be used for tracking my spendin...Will this software be used for tracking my spending to a great degree of accuracy.Intraday Tipshttp://www.epicresearch.co/equity/stock-tips/premiumnoreply@blogger.comtag:blogger.com,1999:blog-37872616.post-79985252557363223702015-01-09T16:00:28.926+08:002015-01-09T16:00:28.926+08:00Hi SGYI,
No problem :)
I didn't include a fe...Hi SGYI,<br /><br />No problem :)<br /><br />I didn't include a few items like parent's allowance, food, groceries, etc..and the big ones are mortgage. If you include this, I think will easily hit about $2k to 2.5k and above on a household level. That should be the guideline actually. la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-39084501260427392002015-01-09T15:56:07.203+08:002015-01-09T15:56:07.203+08:00Hi LP,
Thanks for breaking down your expenses. No...Hi LP,<br /><br />Thanks for breaking down your expenses. Now I know what to expect for expenses if I were to start a family. Haha. Yours looks quite manageable to me. SGYIhttps://www.blogger.com/profile/09445517891969740960noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-40811431874562035722015-01-05T13:20:31.871+08:002015-01-05T13:20:31.871+08:00Hi secretinvestors,
Heh, sometimes it's bett...Hi secretinvestors, <br /><br />Heh, sometimes it's better not to know about how others are doing in comparison to me.. If I'm better, I might get arrogant. If I'm worse off, I might get depressed. May success or failures never shift me off my equilibrium :)la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-50616018893780985872015-01-05T12:17:45.401+08:002015-01-05T12:17:45.401+08:00Hi LP,
Read through the link you sent about yours...Hi LP,<br /><br />Read through the link you sent about yourself. I believe you are ahead of your peers financially and its definitely good to unwind once in a while. I think SEA resorts is good enough as long as you enjoy it :)<br />secretinvestorshttps://www.blogger.com/profile/02516160455880025991noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-60874123915199137172015-01-05T10:16:26.469+08:002015-01-05T10:16:26.469+08:00Hi ladykiller,
Haha, I always have problem spend...Hi ladykiller, <br /><br />Haha, I always have problem spending but was told that I'm much better now.. It's my insecurities with money lah. I suppose as I get more and more wealthier, I should loosen a bit more :) <br /><br />Thanks for your well wishes! <br /><br />It is really a fantastic app! Try it... There's a full feature demo function. No harm trying! la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-53983767574546699102015-01-05T05:15:49.909+08:002015-01-05T05:15:49.909+08:00you appear to be a very thrifty person actually, j...you appear to be a very thrifty person actually, judging by the quantum of your expenditure! that's awesome, and may the forces of the universe work to assist you further. <br /><br />thank you for introducing the app. could help sort out my life.ladykillerhttps://www.blogger.com/profile/16211727557596572374noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-6304288484276375422015-01-04T12:36:32.081+08:002015-01-04T12:36:32.081+08:00Hi Joel,
Hey there!
Ya, I didn't include the...Hi Joel,<br /><br />Hey there!<br /><br />Ya, I didn't include the value of my home because when the lease is over, there's no guarantee that there'll be any value left (by law it's 0 value), so I might as well treat it as such. I have no intention to sell it, so no need to 'fatten' up my own networth. Got to be honest :)<br /><br />Thanks for visiting!la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-83616409950557037342015-01-04T10:02:25.201+08:002015-01-04T10:02:25.201+08:00Hi, i chanced upon your blog. Good job with your f...Hi, i chanced upon your blog. Good job with your focus on financial security!<br /><br />Your networth is grossly understated - as you simply net off the loan without taking into consideration the asset value, but i guess since you stay in it, you do not wish to be those typical asset rich, cash poor folks. =)Anonymoushttps://www.blogger.com/profile/06862965768154640151noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-328718671762890662015-01-02T23:19:33.413+08:002015-01-02T23:19:33.413+08:00Hi TI,
You too :) I saw your ynab ad in your blog...Hi TI,<br /><br />You too :) I saw your ynab ad in your blog, haha :)<br /><br />Great tool, I really love the seamless integration of the mobile and desktop application. Been using for 1.5 yrs, never regretted since :) Saves me a lot of time manually bringing over what I recorded on my mobile phone to desktop! And error free too!<br /><br />Can't ask fore more hahala papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-19147618185255246102015-01-02T23:18:09.868+08:002015-01-02T23:18:09.868+08:00Hi 15hww,
Haha, we're alike in this way :) I ...Hi 15hww,<br /><br />Haha, we're alike in this way :) I thin lifestyle inflation is okay...we naturally want to spend more on ourselves and others as our earning power increases. But as long as the lifestyle inflation is less than the earnings inflation, everything is fine. We have to hedge against a short, unfulfilled life too :)<br /><br />Oh, for internet, I paid the entire household bill. Somehow I didn't split this up with my wife (I'm not sure why too). la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-39455143798439339232015-01-02T22:22:19.615+08:002015-01-02T22:22:19.615+08:00You're probably the only person I know of who ...You're probably the only person I know of who uses Ynab. Awesome tool, I can't imagine living without it now. Turtle Investorhttp://www.turtleinvestor.netnoreply@blogger.comtag:blogger.com,1999:blog-37872616.post-54944116036543345642015-01-02T20:52:47.456+08:002015-01-02T20:52:47.456+08:00Hi LP,
Think just like you, my expenses are prett...Hi LP,<br /><br />Think just like you, my expenses are pretty "standard" and there's no deliberate attempt to lower it further. <br /><br />Somehow, it's just become rather manageable and standard although I do detect a little of lifestyle inflation from time to time. <br /><br />Just curious, do you pay for your own share of internet? Cos $90/month seems pretty ex. My 15HWWhttp://www.my15hourworkweek.comnoreply@blogger.comtag:blogger.com,1999:blog-37872616.post-19826804605627629202015-01-02T14:48:43.574+08:002015-01-02T14:48:43.574+08:00Hi naro,
Yup, we each have our personal account ...Hi naro, <br /><br />Yup, we each have our personal account and also a joint acct. Like you, we put in an equal sum every now and then to be used for our joint expenses. But for gifts, it's from our personal accounts :) <br /><br />It's a great system. la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-17410237153396663072015-01-02T14:24:43.796+08:002015-01-02T14:24:43.796+08:00Hi LP,
Just wondering, do you have a joint accoun...Hi LP,<br /><br />Just wondering, do you have a joint account with your wife?<br /><br />I have one with my wife and we contribute an equal amount every month. And we deduct all the household related expenses from there, eg grocery, kids items, helper allowance, etc.<br /><br />Just wondering if such an arrangement may make sense for you and your wife.<br /><br />Cheers,<br />NaroAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-37872616.post-47990370436156447982015-01-02T13:21:45.037+08:002015-01-02T13:21:45.037+08:00Hi renewed investor,
Thanks for reading my blog ...Hi renewed investor,<br /><br />Thanks for reading my blog :) I'm just very normal Singaporean with extraordinary ambitions! <br /><br />It's true, isn't it? Housing here is very expensive. I read about how in other countries, housing is about 20-50k, but here, it's easily 10 or 20 times as much. Oh well, lamenting about it won't change anything, might as well make the best out of it :)<br /><br />You're the inspiration, not me! Wow, no more housing debt to pay..I think I'll take another 15-20 yrs before I can achieve that lol<br /><br />Life begins for you now :) Enjoy the adventure!la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-52614969254662658442015-01-02T13:19:06.883+08:002015-01-02T13:19:06.883+08:00Hi secretinvestors,
You can read about me here: h...Hi secretinvestors,<br /><br />You can read about me here: http://bullythebear.blogspot.sg/p/about-me.html#.VKYLoyuUfmc<br /><br />I didn't include because I didn't go for any holiday in 2014! No time! I don't go to any extravagant places though..sad right? Usually SEA resorts, 3-5 days to recharge, that's all. But if I know I'll go, then I'll budget for it accordingly :)la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-41260788095541022392015-01-02T12:46:56.712+08:002015-01-02T12:46:56.712+08:00LP,
I have been following your posts lately. You ...LP,<br /><br />I have been following your posts lately. You are such an inspiration to all with how focus you are in terms of reaching your financial goals.<br /><br />It's amazing how housing loan is the biggest debt for many of us. I guess I have a low net worth as well. Thankfully, I have no more housing loan left to pay. So I guess it's up up and away from here for me.<br /><br />Renewed investorAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-37872616.post-80155212772183833672015-01-02T11:05:31.641+08:002015-01-02T11:05:31.641+08:00Hi LP,
May I ask your profession currently? Also,...Hi LP,<br /><br />May I ask your profession currently? Also, I notice you didn't include overseas holiday expenses? It sometimes can be a bomb too!secretinvestorshttps://www.blogger.com/profile/02516160455880025991noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-87488293101762235752015-01-02T10:51:21.594+08:002015-01-02T10:51:21.594+08:00Hi CY,
Haha, thanks bro..may your business huat h...Hi CY,<br /><br />Haha, thanks bro..may your business huat huat huat too :) Hopefully you'll be perplexed by your tax problems this year, like 2014 too! That means you huat until taxation is a problem :)la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-34460952105756975602015-01-02T10:50:20.157+08:002015-01-02T10:50:20.157+08:00Hi SRSI,
Nah, I won't be too concerned about ...Hi SRSI,<br /><br />Nah, I won't be too concerned about networth. Net net, it's not worth much LOL<br /><br />Aim to save $5k per month is different from saving $5k per month hor! It's like those property prices where they say they are asking for xxx. Asking only mah, not sure if they will get HAHAla papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-48530778711821379182015-01-02T10:48:00.713+08:002015-01-02T10:48:00.713+08:00Hi Rolf,
Ya man, I never worked so hard in my lif...Hi Rolf,<br /><br />Ya man, I never worked so hard in my life! But interestingly, it's a different sort of 'hard' compared to in the past...though I worked shorter hours in the past, I moved around a lot. Sometimes I feel like I'm a soldier route marching to one spot and do battle for 2 hours, then move to another and another. Very tiring. These days, I just sit at home and wait for the battle to come to me LOL<br /><br />I agree with your reflections about the 'bombs'. It's really not that bad. But I guess we must align our spending with our intention, only then we'll feel happy. Sometimes the very act of having been through the bombs will allow us to transform into someone better ;)la papillionhttps://www.blogger.com/profile/01372278083694506953noreply@blogger.comtag:blogger.com,1999:blog-37872616.post-9008911575496442252015-01-02T09:20:43.426+08:002015-01-02T09:20:43.426+08:00Good job for 2014!!
May your 2015 goals be fulfil...Good job for 2014!!<br /><br />May your 2015 goals be fulfilled!Anonymoushttps://www.blogger.com/profile/12438915727904796445noreply@blogger.com